Trade Unions have demanded that retirement fund body Employees Provident Fund Organisation (EPFO) shall either allow unemployed subscribers to withdraw their entire PF or give interest on retained amount. Earlier this month, EPFO tightened the norms for withdrawals of PF accumulations for its over five crore subscribers. <br/><br/>Now the subscribers can withdraw only 90 per cent of their own contributions to PF account and interest earned on that after pleading over two months of unemployment. Earlier they were allowed to withdraw entire PF accumulations after showing two months of unemployment. Under the new norms two months unemployment condition shall not apply in cases of women subscribers resigning for getting married or on account of pregnancy or child birth.<br/><br/>Bhartiya Mazdoor Sangh (BMS) General Secretary Virjesh Upadhyay said, the EPFO must give interest on the retained amount in case unemployed subscribers opts for withdrawal. He demanded that EPFO should not make the account inoperative. <br/><br/>A PF accounts becomes inoperative after no contribution is made for continuous 36 months period. Under the new norms their could be a situation where subscribers opt for withdrawals of his PF accumulation pleading unemployment and does not get a job even after three years. In those cases the account will become inoperative and no interest will be credited.