National Payments Corporation India (NPCI) has said that there is no vulnerability or loophole reported in Bharat Interface for Money (BHIM) application. The corporation said in a statement in New Delhi yesterday that NPCI has done intensive testing, robust design of security controls and continuous monitoring of its Unified Payments Interface (UPI) infrastructure. It said the environment in which BHIM or UPI is run by NPCI is highly secure and certified with best global practices. NPCI has put in place adequate governance mechanism for banks to report any fraud or system issues and its redressal.<br/><br/><br/>Further, it added that since BHIM was launched by Prime Minister Narendra Modi, significant downloads have been witnessed. Out of the 19.16 million downloads, 5.1 million customers have been able to link their bank accounts.