Railway today launched an insurance scheme for passengers travelling on e- ticket. The insurance cover will be upto 10 lakh rupees. Launching the scheme in New Delhi, Railway Minister Suresh Prabhu said, to avail the facility, train passengers have to pay 92 paisa premium. He said, a person booking a train ticket through the IRCTC website will be eligible for the travel insurance and it is optional. <br/><br/>The Minister said that the insurance cover will not be applicable for children upto 5 years of age and foreign citizens. The facility will be available only for confirmed and RAC ticket passengers. The scheme offers travellers or nominees a compensation of 10 lakh Rupees in the event of death or total disabilty, 7.5 lakh Rupees for partial disability, upto 2 lakh Rupees for hospitalisation expenses and 10,000 rupees for transportation of mortal remains from the place of a train accident.