Union Finance Minister Pranab Mukherjee has asked the state governments and bankers to position themselves to finance the emerging demand for credit from different sectors including agriculture, manufacturing and services sectors in their respective regions. He further asked them to make serious efforts to improve the credit flow to housing, weaker sections, minority communities and education loans and closely monitor them through state level bankers committees. The Finance Minister was addressing the Joint Meeting of the Chief Ministers of Central and West Zone States and CEOs /CMDs of public sector banks and Financial Institutions in Mumbai today. <br/> <br/>The Finance Minister said that there is a need to ensure that financial literacy and financial inclusion is integrated with the technological development of banking infrastructure in rural and semi -urban areas. He advised the banks to convert savings from semi-urban and rural markets into financial assets through effective financial inclusion. He also stressed on effective implementation of Aam Admi Bima Yojna and Co-contributory Pension Scheme ‘Swavalamban’ as these are important priorities before the government. <br/>