Prime Minister Modi will launch several crucial initiatives to further the digital payments revolution in India on 126th birth anniversary of Dr B R Ambedkar in Nagpur tomorrow. <br/><br/>These include, the launch of BHIM Aadhaar platform for merchants, cash back and referral bonus schemes for BHIM and declaring about 75 townships going less-cash.<br/><br/>BHIM-Aadhaar, the merchant interface of the BHIM App will pave the way for making digital payments by using the Aadhaar platform. This will enable every Indian citizen to pay digitally using their biometric data like their thumb imprint on a merchants' biometric enabled device which could be smart phone having a biometric reader. <br/><br/>Any citizen without access to smart phones, internet, debit or credit cards will be able to transact digitally through the BHIM Aadhaar platform. Further, the Prime Minister will launch two new incentive schemes for the BHIM – Cashback and Referral bonus – with an outlay of 495 crore rupees for a period of six months. Under the Referral bonus scheme both the existing user who refers BHIM and the new user who adopts BHIM would get a cash bonus credited directly to their account. Under the Cashback scheme the merchants will get a cashback on every transaction using BHIM.<br/><br/>These schemes launched by the Prime Minister will provide a major impetus to the digital payment revolution in India. <br/>With a view to achieving the target of 2500 crore digital transactions during the current financial year, the Prime Minister will also announce about 75 townships spread all over India as 'less-cash townships'. A less-cash township is one where the deployment of payment acceptance infrastructure is complete, all the families in the township are covered under training programmes. These townships are likely to generate over 1.5 lakh digital transactions every day.<br/><br/>These initiatives would further promote the digital movement and reinforce the vision of Baba Saheb for social empowerment of all through financial inclusion.<br/><br/>Besides, Prime Minister Narendra Modi will also present awards to Mega Draw winners of Lucky Grahak Yojana and Digi Dhan Vyapar Yojna. In a series of tweets, Mr Modi said, he will pray at Deekshabhoomi in Nagpur, a holy spot closely associated with Dr. Ambedkar. <br/><br/>He said, his government is unwavering in its efforts towards creating a strong, prosperous and inclusive India of Dr. Ambedkar's dreams. Mr Modi said, he will also inaugurate a series of development projects include IIIT, IIM and AIIMS and launch of Koradi Thermal Power Station. He said, these projects will have a positive impact on people's lives. Prime Minister will also address a public meeting.