Customers will not have to pay any transaction charges for payments through debit card, BHIM app and other payment made for up to Rs 2,000. Last month, Union Cabinet approved a proposal that government will bear the merchant discount rate (MDR) chargeson transactions up to Rs 2,000 made through debit cards, BHIM UPI or Aadhaar-enabled payment systems to promote digital transactions. Financial Services Secretary Rajiv Kumar said in a tweet that December Quarter BHIM transaction rises 86 per cent to 145.6 million with value of Rs 13,174 crore.He said the merchant discount rate (MDR) will be borne by the government for two years with effect from January 1, 2018 by reimbursing the same to banks.