Newly-appointed Reserve Bank deputy governor Viral V Acharya on Tuesday called for some urgent steps to resolve NPAs, saying none of the 'piece-by-piece approach' offered so far has worked, including the AQR, simply because of 'the many discretions given to banks' as also their 'skewed incentive system'.<br/><br/>He also said even the December 2015 asset quality review (AQR) by the central bank has not helped resolve the issue, except in turning public attentions to the same. <br/><br/>He was speaking at the IBA event in Mumbai. Stating that timely resolution of NPAs is of essence if we were to restore corporate investment and create jobs, Acharya asked bankers to take NPA resolution "with a certain sense of urgency."