A research team from the National Institute of Public Finance and Policy-NIPFP in its study has revealed that integrating unique identification number project “Aadhaar” with various social sector schemes like rural employment guarantee programme MGNREGA, PDS, Fertilizer and LPG subsidy would provide substatnial benefit to the government. The NIPFP has presented the cost-benefit analysis of the Aadhaar programme to the Deputy Chairman, Planning Commission .

The Twelfth Plan document as approved by the Cabinet aims at financial inclusion by providing Aadhaar linked banking services to all desirous households and progressively moving to ‘cash transfers’ for major subsidies and beneficiary payment programme.