Revising the Kisan Credit Card (KCC) Scheme, the Reserve Bank of India (RBI) has asked the banks to issue smart card-cum-debit-card to farmers for hassel-free transactions. The RBI in its circular has said that the National Payments Corporation of India (NPCI) will design the card of the KCC to be adopted by all the banks with their branding.The card will store all relevant information of the concerned farmers and it can be used in ATM machines. All new KCC must be issued as per the revised guidelines of the scheme and farmers must be issued smart card cum debit card at the time of renewal of existing KCC. The KCC scheme aims at providing adequate and timely credit support from the banking system under a single window to the farmers for their cultivation, post harvest expenses consumption requirements of farmer household and working capital for maintenance of farm assets and activities allied to agriculture.