<span style="color: #222222;">In Jammu and Kashmir, vendors and small shopkeepers like cobblers and barbers in Ramban district are excited about the newly announced financial assistance scheme – Pradhan Mantri Svanidhi Yojana under which a financial assistance of 10,000 rupees as loan is provided to a needy to help him or her in business. <br />''<br />''The beneficiaries  expressed their gratitude to the Prime Minister for starting this scheme.</span><br />