Jammu and Kashmir Bank is a strong institution and is improving the statistics of its balance sheet. <br />'' <br />'' Jammu and Kashmir Bank chairman  R K Chibber in a statement hoped for good results in the next quarter. He said the bank is a successful enterprise and is doing the business very professionally.<br />'' <br />'' He also said the bank is now covered under the RTI Act, besides conforming to the CVC guidelines. Mr Chibber said the affairs of the bank would be more transparent in future.<br />''  <br />