Haryana has exceeded the targets set by the Annual Credit Plan (ACR) 2009-10 for lending to various sectors by 22%. It has also achieved the credit-deposit ratio of 70 per cent, which is 10 per cent higher than the national goal of 60 per cent. An official spokesman said in Chandigarh that this was a result of the State Government’s emphasis on agricultural and allied sectors, particularly on the poverty alleviation programmes. He said the Haryana Government was giving importance to institutional finance made available through commercial banks, cooperative banks and other term lending institutions. It reduces pressure on the budgetary resources of the state government and limits the role of the government to persuading banking institutions to give importance to agriculture and the allied sector, especially to poverty alleviation programmes.