The Working Group on Ministry of Micro, Small and medium enterprises has proposed creation of four lakh micro enterprises during the 12th five year plan.It will generate nearly 32 lakh employment opportunities in Khadi and Village Industries Sector.An official release, the group has also recommended creation of Scheme for writing off of old loans by a one-time waiver settlement for the Khadi and Village industries.The proposed scheme is estimated to cost 300 crore rupees.