Retirement fund body, Employees' Provident Fund Organisation (EPFO) has tightened norms on withdrawal of provident fund as well investment of such amount in Varishtha Pension Bima Yojana for its over five crore subscribers. Now, the subscribers will not be able to claim withdrawal of their provident fund after attaining age of 54 years. A senior official told PTI that they would have to wait till attaining the age 57 years. The Ministry of Labour and Employment has notified new rules. As per the earlier norms, EPFO subscribers were allowed to claim 90 per cent of their accumulations in their PF account at the age of 54 years and their claims were settled just one year before their retirement.