The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. Digital India is also promoting less cash economy by encouraging digital banking. <br/><br/>Dharwad Zilla Panchayat has been ensuring that payments of various social security schemes reach bank accounts of the beneficiaries.The Chief Executive Officer of Dharwad district Zilla Panchayat R Snehal informs us the benefits of Digital India programme.<br/><br/>Karnataka Vikas Grameen Bank is the leading rural bank sponsored by Syndicate Bank in North Karnataka. It is playing a key role in extending digital banking services in rural areas. To begin with it is offering banking services through micro ATMs and mobile ATMs through 528 Business correspondents and 104 Bank Sakhies. <br/><br/>The Chairman of the Bank S Ravindran spoke to us about the efforts made by the bank to introduce digital banking in rural areas. Digital Banking has thrown open greater possibilities of eliminating middlemen and to introduce greater accountability in the banking system.