The Finance Ministry is confident that the `Pradhanmantri Jan-Dhan Yojna' announced on August 15th by the Prime Minister will help in economic growth. Addressing an event in Mumbai on Wednesday, Financial Services Secretary, Mr. G S Sandhu said the government is going to link micro insurance policies as part of its financial inclusion programme. He said that the government expects to open more than 10 crore accounts in the course of the next one year under this scheme. It also expects to issue 20 crore Kisan RuPay cards in the next one year.Talking about public sector banks, Sandhu said that the government is taking recapitalisation of banks in a big way but ultimately the banks, whether private or public, have to manage their affairs by generating their own revenue. Asked about the holding company structure in the banks, Sandhu said there was no progress so far on this as the government is working on raising more capital for banks. He, however added that the Centre has proposed a five-year term for CMDs of public banks.