Finance Minister Arun Jaitley today said, bad loans in banking sector will improve for the better and the government has proactively taken measures to remove problems in stressed sectors. Speaking to media after Quarterly Review Meeting of public sector banks in New Delhi today, Mr Jaitley said, there is an unacceptable level of bad loans at Indian banks and part of stress on banks is due to certain sectors. He said there is need to address each sector's Non Preforming Assets, NPAs, independently. The Minster said, series of steps that have been announced by RBI in this direction will certainly improve quality of these assets. The Finance Minister said that unacceptable level of NPAs continues, and the government had discussed this with specific banks as well, but some of these stressed sectors are legacy issues. The gross NPAs of public sector banks rose to 6.03 per cent at the end of June 2015, as against 5.20 per cent in March 2015.On the issue of willful defaulters, Mr Jaitley said, the banks have full authority to deal with each of its sectors in prudent manner. He added with the passing of bankruptcy law, the ability of banks to get failed creditor to exit will increase. Mr Jaitley informed there were several suggestions made by bankers on steel and aluminium sector stress in the meeting and the Department of Financial Services, Department of Revenue and the Commerce Ministry will look into these suggestions. Mr. Jaitley said the government has received an overwhelming response to it social security schemes and there were discussions with bankers to further provide an impetus to these schemes.