<span style="color: #222222;">Assam government has announced three schemes for the welfare of farmers. The schemes are the Assam Farmers' Credit Subsidy Scheme (AFCSS), Assam Farmers' Interest Relief Scheme (AFIRS) and Assam Farmers' Incentive Scheme (AFIS).</span><br />'' <br />'' <span style="color: #222222;">Talking to newspersons in Guwahati,  the state Finance Minister Himanta Biswa Sarma said all three schemes will cover five lakh farmers in the first phase.</span><br />'' <br />'' <span style="color: #222222;">He said the state has 27 lakh agricultural households and the AFCSS scheme would benefit 2.62 lakh families of farmers.</span><br />'' <br />'' <span style="color: #222222;">Under AFCSS, whatever amount of loan the farmers took from banks and whatever amount they repaid, 25 per cent of the money will be reimbursed by the state government.</span><br />'' <br />'' <span style="color: #222222;">On AFIRS, the Minister said currently three per cent of the seven per cent interest against farm loan is paid by the Central government and the remaining four per cent is required to be paid by farmers.</span><br />'' <br />'' <span style="color: #222222;">Giving relief to the farmers, the state government has decided to pay the remaining four per cent loan.</span><br />'' <br />'' <span style="color: #222222;">Talking about AFIS, Mr Sarma said the government is focusing on bringing back the defaulting farmers into the banking system.</span><br />