All RuPay ATM-cum-debit card holders are presently eligible for accidental death and permanent disability insurance cover of upto 2 lakh rupees. In a written reply in Lok Sabha on Friday, Minister of State for Finance Santosh Kumar Gangwar said, RuPay Classic cardholders are eligible for cover of 1 lakh rupees, whereas RuPay Premium cardholders are eligible for cover of 2 lakh rupees. <br/><br/>Insurance premium is paid by the National Payments Corporation of India. 872 cardholders received insurance claims during last financial year.