More than two crore passengers have opted for the rail insurance scheme since the facility was launched in September this year, a senior IRCTC official said.<br/><br/> According to the data provided by the Railways, more than 2 crore 76 thousand passengers have opted the scheme, till October 30. <br/><br/>The facility, which was announced in the Railway Budget this year allows a passenger to get an insurance cover of up to 10 lakh rupees on booking a train ticket online by paying just 92 paise.<br/><br/>As part of the 'Diwali bonanza', IRCTC had reduced the cover price from 92 paisa to just one paisa from October 7<br/>till Diwali.<br/><br/>The official From October 31, it has been restored to 92 paisa as announced earlier. He said, while about 5.5 lakh travellers book their tickets online daily, only around 3.5 lakh are opting for the insurance cover.